Are Banks Closed on New Year’s Day 2024?
Yes. Most banks in the United States will be closed on Monday, January 1, 2024, in observance of the New Year’s Day holiday.
Since New Year’s Day falls on a Monday in 2024, it’s important to plan ahead if you need to do any banking on or around that day. Here’s what you need to know:
- Bank closures: Most banks, including national banks and credit unions, will be closed on January 1st. This means you won’t be able to visit a branch to make deposits, withdraw cash, or conduct other in-person transactions.
- ATM access: ATMs should still be operational on New Year’s Day. You can use your ATM card to get cash or check your account balance, but keep in mind that daily withdrawal limits may apply.
- Online banking: Online banking services will likely be available throughout the holiday. You can use your bank’s website or mobile app to check balances, transfer money, pay bills, and more.
- Extended hours before the holiday: Some banks may offer extended hours on Saturday, December 30, 2023, to allow customers to complete their banking needs before the holiday closure. Check your bank’s website or call your local branch for more information.
- Cash on hand: It’s a good idea to have some cash on hand in case you need it over the holiday weekend. This can help you avoid relying solely on your debit or credit card, which might be subject to limitations during the holiday period.
- Important deadlines: If you have any important banking deadlines coming up, such as bill payments or loan payments, be sure to take care of them before the holiday. Banks will reopen on Tuesday, January 2nd, 2024, but any late payments processed on that day could incur fees.
By planning ahead and taking advantage of available options like online banking and ATMs, you can minimize any inconvenience caused by bank closures on New Year’s Day 2024.
Banks Open on New Year’s Eve
- Bank of America: Normal banking hours
- BB&T: Is open 9 a.m. to 2 p.m.
- Capital One: Normal banking hours
- Chase: Bank opens 9 a.m. to 6 p.m.
- Citizens Bank: Bank opens 8:30 a.m. to 5 p.m.
- Fifth Third Bank: Bank opens 9 a.m. to 5 p.m.
- People’s United: Bank opens 9 a.m. to 4 p.m.
- PNC Bank: Most branches open 11 a.m. to 2 p.m.
- SunTrust: Normal banking hours
- TD Bank: Most branches open 8 a.m. to 6 p.m.
- Wells Fargo: Bank opens 9 a.m. to 3 p.m.