Are Banks Open on Christmas Eve?
Christmas Eve 2026: Thursday, December 24, 2026
Yes
Banks are open on Christmas Eve.
Christmas Eve 2026 is on Thursday, December 24, 2026. It is not a bank holiday, so banks are open.
What's open and closed on Christmas Eve 2026
| Bank branches | Open |
|---|---|
| Federal Reserve, ACH and wires | Open, transfers process normally |
| ATMs, mobile and online banking | Open |
| Stock market (NYSE, Nasdaq) | Open, closes 1 p.m. ET |
| Post office (USPS) | Open |
Are banks closed on Christmas Eve?
Banks are open on Christmas Eve, but many branches close early, often around noon to 2 p.m. If December 24 falls on a Sunday, branches are closed for the weekend.
About Christmas Eve
Christmas Eve, December 24, is not a federal holiday or a Federal Reserve holiday.
Tips
- Do your banking in the morning.
- The stock market closes early (1 p.m. ET) when Christmas Eve is a weekday.
Christmas Eve dates and bank status, 2026–2029
| Year | Date | Banks |
|---|---|---|
| 2026 | Thursday, December 24 | Open |
| 2027 | Friday, December 24 | Open |
| 2028 | Sunday, December 24 | Closed (Sunday) |
| 2029 | Monday, December 24 | Open |
Frequently asked questions
Are banks open on Christmas Eve?
Banks are open on Christmas Eve. Christmas Eve 2026 is on Thursday, December 24, 2026. It is not a bank holiday, so banks are open.
Are banks closed on Christmas Eve 2026?
Christmas Eve 2026 is on Thursday, December 24, 2026. It is not a bank holiday, so banks are open.
Is the stock market open on Christmas Eve?
The NYSE and Nasdaq are open, closes 1 p.m. et on Christmas Eve 2026.
Is the post office open on Christmas Eve?
USPS post offices are open on Christmas Eve 2026.
Do transfers process on Christmas Eve?
Yes. Christmas Eve is not a Federal Reserve holiday, so ACH transfers, wires and direct deposits process normally on weekdays.
Next bank holidays
- Veterans DayWed, Nov 11, 2026
- ThanksgivingThu, Nov 26, 2026
- Christmas DayFri, Dec 25, 2026
- New Year's DayFri, Jan 1, 2027