Are Banks Open on New Year's Eve?
New Year's Eve 2026: Thursday, December 31, 2026
Yes
Banks are open on New Year's Eve.
New Year's Eve 2026 is on Thursday, December 31, 2026. It is not a bank holiday, so banks are open.
What's open and closed on New Year's Eve 2026
| Bank branches | Open |
|---|---|
| Federal Reserve, ACH and wires | Open, transfers process normally |
| ATMs, mobile and online banking | Open |
| Stock market (NYSE, Nasdaq) | Open |
| Post office (USPS) | Open |
Are banks closed on New Year's Eve?
Banks are open on New Year's Eve, though some branches close early. Even when New Year's Day falls on a Saturday, the Federal Reserve stays open on December 31.
About New Year's Eve
New Year's Eve, December 31, is not a federal holiday or Federal Reserve holiday.
Tips
- Do your banking on New Year's Eve if you need it before the holiday; banks are closed on January 1.
- The stock market is open with normal hours.
New Year's Eve dates and bank status, 2026–2029
| Year | Date | Banks |
|---|---|---|
| 2026 | Thursday, December 31 | Open |
| 2027 | Friday, December 31 | Open |
| 2028 | Sunday, December 31 | Closed (Sunday) |
| 2029 | Monday, December 31 | Open |
Frequently asked questions
Are banks open on New Year's Eve?
Banks are open on New Year's Eve. New Year's Eve 2026 is on Thursday, December 31, 2026. It is not a bank holiday, so banks are open.
Are banks closed on New Year's Eve 2026?
New Year's Eve 2026 is on Thursday, December 31, 2026. It is not a bank holiday, so banks are open.
Is the stock market open on New Year's Eve?
The NYSE and Nasdaq are open on New Year's Eve 2026.
Is the post office open on New Year's Eve?
USPS post offices are open on New Year's Eve 2026.
Do transfers process on New Year's Eve?
Yes. New Year's Eve is not a Federal Reserve holiday, so ACH transfers, wires and direct deposits process normally on weekdays.
Next bank holidays
- Veterans DayWed, Nov 11, 2026
- ThanksgivingThu, Nov 26, 2026
- Christmas DayFri, Dec 25, 2026
- New Year's DayFri, Jan 1, 2027