Are Banks Open?

Are Banks Open on Columbus Day?

Columbus Day 2027: Monday, October 11, 2027

Mostly no

Most banks are closed on Columbus Day, but a few keep branches open.

Most banks are closed on Monday, October 11, 2027.

What's open and closed on Columbus Day 2027

Bank branchesMost closed Mon, Oct 11
Federal Reserve, ACH and wiresClosed, transfers wait until the next business day
ATMs, mobile and online bankingOpen
Stock market (NYSE, Nasdaq)Open
Post office (USPS)Closed, no mail delivery

Are banks closed on Columbus Day?

Most banks close, including Chase, Bank of America, Wells Fargo and Citi. A few, such as TD Bank, keep many branches open. Even at open branches, ACH and wire transfers wait until Tuesday because the Federal Reserve is closed. The stock market stays open.

About Columbus Day

Columbus Day, also observed as Indigenous Peoples' Day in many states and cities, falls on the second Monday of October. It is a federal holiday and a Federal Reserve holiday.

Tips

Columbus Day dates and bank status, 2026–2029

YearDateBanks
2026Monday, October 12Most closed Mon, Oct 12
2027Monday, October 11Most closed Mon, Oct 11
2028Monday, October 9Most closed Mon, Oct 9
2029Monday, October 8Most closed Mon, Oct 8

Frequently asked questions

Are banks open on Columbus Day?

Most banks are closed on Columbus Day, but a few keep branches open. Most banks are closed on Monday, October 11, 2027.

Are banks closed on Columbus Day 2027?

Most banks are closed on Monday, October 11, 2027.

Is the stock market open on Columbus Day?

The NYSE and Nasdaq are open on Columbus Day 2027.

Is the post office open on Columbus Day?

USPS post offices are closed, no mail delivery on Columbus Day 2027.

Will my direct deposit arrive on Columbus Day?

No ACH payments settle on Columbus Day because the Federal Reserve is closed. Many employers send pay the business day before; otherwise it arrives the next business day.

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